Do you, for one reason or another, need to borrow money? Then we probably have a loan offer for you too. At Good Finance we have several loan offers – among other things you can borrow DKK 15,000 in the form of a credit. If you are a first-time customer with us, we can offer you your loan interest-free and fee-free for the first 30 days.
Possible service to our customers
You can apply for our loan offers by clicking on the loan calculator below. It only takes a few minutes to complete an application and we will get back to you within three hours. We strive to provide the best possible service to our customers, which has resulted in hundreds of 5-star reviews on Good Lender.
- Borrowed DKK 15,000 free for 30 days
- Apply in 1 minute
- Have the money within 3 hours
- Quick and easy online application
Specifically, a loan offer is just a term for the loan options that we at Good Finance, for example, can offer you. On this page you can read more about our loan offers, when you should use them and more. Below you will find an overview of the content of the page. You can move around the page easily and conveniently by clicking on a specific topic that you want to read more about.
- A flexible loan
- When should you borrow?
- Who can borrow?
A FLEXIBLE LOAN OFFER
We offer a loan offer where you can shape your credit far along the way. Furthermore, even before using our loan offers, you can get a complete overview of the real cost of the loan through our smart loan calculator. By adjusting on loan amount, it shows you both the interest cost and the total cost of borrowing the requested amount for 12 months. The loan calculator assumes that you create a credit where you do not repay the loan on a regular basis. The amount you are shown is thus the maximum cost of our loan offer. When you apply our loan offer, you are automatically assigned a personal customer profile at Good Finance, where you can view and change the conditions of your credit at any time.
Don’t worry about the monthly interest rate, as we automatically deduct the interest cost from the credit card you set up on creation. You use your customer profile to repay your loan, apply for an extended term or raise the loan amount. Of course, you can also just use it to keep an eye on your credit. As I said, you choose whether you want to pay off your credit on an ongoing basis. This is one of the benefits of our loan offer, and if you choose to do so, you can even reduce your cost on the loan compared to the starting point.
This is because the interest cost of our loan offers is stated as a percentage of the loan amount, which is why by deducting the loan you reduce your interest cost. In addition, you have the option of repaying the loan amount at any time, thus reducing your costs in this way. For example, if you have the money in hand after 10 months, you will save 2 months interest costs by repaying the loan amount before the maturity. Read more about loan offers here:
- Loan Calculator Calculate what your loan will cost you through our loan calculator
- Best Loans Through the loan calculator you will find the best loan for you
- Free loan Loans interest free of charge for 30 days
- Loan OpportunitiesFind the loan option that best suits you
WHEN IS OUR LOAN OFFER A GOOD IDEA?
Of course, borrowing money is not always a good idea. However, from time to time it may be a good idea to avail a loan offer. This could be, for example, if the car suddenly goes to a workshop. Most of us know that we rarely get out of the garage again without spending a few thousand dollars. In the event of an unforeseen repair of the car, the budget probably cannot handle the costs here and now. In such a case, our loan offerings may be a good idea as you can get the car repair bill out of the world and then plan in peace how you will finance the expense. Some will only need a month or two to find the money, while for others it will take longer.
Fortunately, our loan offers have an unlimited maturity, which is why it can be a good solution for most people in that situation. Another situation might be if you suddenly see the gadget you’ve been dreaming of for so long, on offer. There’s just one problem: the offer is only valid this month. The month is already underway and you have not budgeted for this expense. Conversely, you really want to take advantage of the offer. As with the car repair example, our loan offers can help you here as well.
You get the answer within minutes and if you apply in our opening hours, you have the money in your account within 3 hours. If you apply outside our opening hours, it goes up to a day. Whatever you apply for inside or outside our business hours, our loan offerings allow you to respond to the advantageous offer here and now, and then find the right financing. Our loan offerings are thus a good idea if your loan needs are short-term, as shown by the two examples. Short-term borrowing requirements typically cover consumption, which is well in line with the speed and flexibility of our loan offerings, since consumption is typically ‘here and now’ costs.
WHO CAN USE OUR LOAN OFFERS?
Our loan offers can be used by the vast majority of Danes. This is because you do not guarantee your credit with us, which is why we can use GFID to credit you as a borrower. This is also why our application process only takes a few minutes, where it can take up to several weeks at the bank. To be approved as a borrower on Good Finance you must:
- be at least 21 years of age
- have a Danish CPR no
- have a Danish address
- have an active email address
- have a Danish telephone number
- have a Danish bank account
- is rated worthy by Good Finance
If you are approved, you can avail of our loan offers, we will pay out the amount for which you have been approved. When you apply for our loan offer, you are also given your personal customer profile at Good Finance. If you have not been approved, this means that we found some facts in your application that mean that you are unfortunately unable to avail our loan offers at this time. An example is if you are registered in GFI, as we do not lend money to Danes with this registration. Regardless of the relationship, however, you are more than welcome to apply for our loan offer again when the relationship changes.